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splits

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Use Splits with Bankr for onchain treasury operations: secure assets, process revenue, manage operating subaccounts, pay expenses, govern contracts, and maintain clean accounting books.

When to use

• **Process revenue and pay expenses** — claim/collect protocol or token fees into a secure multisig treasury, then pay vendors, payroll, grants, and reimbursements, and off/on-ramp between USD and EUR via connected bank accounts. See [refer…
• **Create subaccounts and grant scoped human + agent access** — separate operating accounts by revenue stream, expense category, experiment, or department, and add teammates and agents with granular permissions and signer thresholds. See [r…
• **Automate swap and sweep** — process revenue with accounts that auto-convert to stablecoin, buy back your token, withhold tax, or consolidate the treasury. See [references/swap-and-sweep.md](references/swap-and-sweep.md).
• **Keep clean books** — add memos and custom properties to every transaction, then filter, reconcile, and export for accounting and tax prep. See [references/accounting-analysis.md](references/accounting-analysis.md).

When not to use

• Simple one-off Bankr trades, market research, or actions that only need the Bankr wallet/agent APIs. Reach for Splits when the action touches the treasury, needs an approval policy, or needs durable accounting.

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